Checking Account

American Express

American Express Rewards Checking $300 Bonus

$300bonus

Time to Complete

90 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Bonus Timeline

Bonus Posts Within84 days after meeting requirements

Direct Deposit Amount$7,500/mo

Fine Print

Credit PullSoft Pull

ChexSystemsPulls Chex — Unknown

Early Warning ServicesPulls EWS — Unknown

Household LimitNone

New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$0.00

Details

Earn a $300 welcome bonus when you open your first American Express Rewards Checking account by 2026-07-30 and receive at least $7,500 in qualifying direct deposits within 90 days of account opening. Account has no monthly fees and earns 1.00% APY.

Availability

Nationwide

Qualifying Direct Deposits

ACH pushes from these financial institutions have qualified as a direct deposit at American Express. Counts are community-confirmed data points.

Fidelity · 20

Wise · 10

Chase · 8

Charles Schwab · 7

Ally Bank · 6

TreasuryDirect · 4

Robinhood · 4

Santander ACH push · 2

Last updated: May 2, 2026