Checking Account

Bank of America

Bank of America Advantage Banking Up to $500 Checking Bonus

$500bonus

Time to Complete

90 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Set up and receive qualifying direct deposits within 90 days; bonus tier based on total direct deposits received in first 90 days.

Bonus Timeline

Bonus Posts Within60 days after meeting requirements
Direct Deposit Amount$10,000/mo
Monthly RequirementsSet up and receive qualifying direct deposits within 90 days; bonus tier based on total direct deposits received in first 90 days.

Fine Print

Credit PullUnknown
ChexSystemsPulls Chex — Unknown
Early Warning ServicesPulls EWS — Unknown
Accepts CC FundingYes
Household Limitonly one offer per customer
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$12.00
Fee WaiverMultiple ways to waive monthly maintenance fee, including direct deposit

Details

Open a new eligible Bank of America Advantage Plus Banking or Advantage Relationship Banking account online through the offer page by 2026-09-30 and receive qualifying direct deposits within 90 days. Earn $100 for $2,000 in total direct deposits, $300 for $5,000, or $500 for $10,000+; bonus posts within 60 days after requirements are met.

Availability

Nationwide

Qualifying Direct Deposits

ACH pushes from these financial institutions have qualified as a direct deposit at Bank of America. Counts are community-confirmed data points.

Fidelity · 144
Ally Bank · 70
American Express Serve · 70
SoFi · 60
Wise · 22
Capital One · 20
Charles Schwab · 16
PenFed · 12

Last updated: March 2, 2026