Credit Card

Bank of America

Bank of America Royal ONE Plus Credit Card 70,000 Points Bonus

$700bonus

Spending Req.

$3,000

Time to Complete

90 days

Requirements

Spend $3,000

Complete within 90 days

Fine Print

Credit PullHard Pull
ChexSystemsPulls Chex — Unknown
Early Warning ServicesPulls EWS — Unknown
Accepts CC FundingYes

Details

Earn 70,000 bonus points, redeemable for $700 in onboard credit or cruise discounts, after spending $3,000 on purchases within the first 90 days of account opening. Card has a $99 annual fee and no foreign transaction fees.

Availability

Nationwide

Last updated: June 2, 2026