Checking Account
Business

Bank of America

Bank of America Business Checking Bonus

$2,500bonus

Required Deposit

$200,000

Time to Complete

90 days

Requirements

Required Deposit: $200,000

Deposit required to qualify for bonus

Deposit New Money within 30 days of account opening and maintain the applicable daily balance requirement during the maintenance period from day 31 through day 90.

Bonus Timeline

Bonus Posts Within60 days after meeting requirements
Keep Account Open60 days minimum
Monthly RequirementsDeposit New Money within 30 days of account opening and maintain the applicable daily balance requirement during the maintenance period from day 31 through day 90.

Fine Print

Credit PullSoft Pull
ChexSystemsPulls Chex — Unknown
Early Warning ServicesPulls EWS — Unknown
Accepts CC FundingNo
CC Funding$300 (codes as none)
Household Limitnone listed
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$16.00
Fee WaiverBusiness Advantage Fundamentals Banking has no monthly fee for the first 12 months; afterward waive by maintaining a $5,000 combined average balance, spending at least $500 in new net purchases on your business debit card, or becoming a member of Preferred Rewards for Business.

Details

Open a new eligible Bank of America Business Advantage Fundamentals Banking or Business Advantage Relationship Banking account by July 31, 2026, deposit New Money within 30 days, and maintain the qualifying daily balance from days 31 through 90 to earn a cash bonus from $400 to $2,500. The top bonus requires $200,000 in New Money deposits.

Availability

Nationwide

Last updated: July 7, 2026