Checking Account

Canandaigua National Bank

Canandaigua National Bank $300 Checking Bonus – NY

$300bonus

Time to Complete

90 days

Min. Hold Period

180 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Enroll in e-statement within the first 30 days. Complete at least 1 direct deposit and 5 POS debit card transactions during days 31-60, and at least 1 direct deposit and 5 POS debit card transactions during days 61-90.

Bonus Timeline

Bonus Posts Within60 days after meeting requirements
Keep Account Open180 days minimum
Debit Transactions10 per month
Monthly RequirementsEnroll in e-statement within the first 30 days. Complete at least 1 direct deposit and 5 POS debit card transactions during days 31-60, and at least 1 direct deposit and 5 POS debit card transactions during days 61-90.

Promo / Referral Code Required

300SWITCH

Fine Print

Credit PullSoft Pull
ChexSystemsPulls Chex — Unknown
Household LimitNone listed
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$8.00
Fee Waivere-ssentials Checking: $0 with direct deposit and e-statement; $3 with direct deposit or e-statement; $8 with neither
Early Termination Fee$35.00
Minimum Hold Period180 days

Details

Open a new Optimum or e-ssentials checking account online with promo code 300SWITCH, enroll in e-statement within 30 days, then complete 1 direct deposit and 5 POS debit card transactions in both the second and third month to earn a $300 bonus.

Availability

NY

Direct Deposit Required

A real direct deposit from your employer is required for this bonus.

Last updated: March 3, 2026