Direct Deposit Required
Set up recurring direct deposits to your account
Earn a $300 cash bonus when you open a new Capital One 360 Checking account using a friend's referral code and receive at least 2 qualifying direct deposits of $500 or more each within 75 days of account opening. No monthly fees or minimums.
Availability
Qualifying Direct Deposits
ACH pushes from these financial institutions have qualified as a direct deposit at Capital One. Counts are community-confirmed data points.
Last updated: June 25, 2026