Capital One

Capital One $500 Business Checking Bonus

$500bonus

~56.15% APY equivalent

$500 bonus / $5,000 deposit × 365 / (60d hold + 5d float)

Required Deposit

$5,000

Time to Complete

90 days

Requirements

Required Deposit: $5,000

Deposit required to qualify for bonus

Maintain at least a $5,000 minimum end-of-day balance for at least 60 days within the first 90 days and complete 10 qualifying electronic transactions within 90 days.

Bonus Timeline

Bonus Posts Within60 days after meeting requirements

Keep Account Open60 days minimum

Debit Transactions10 per month

Monthly RequirementsMaintain at least a $5,000 minimum end-of-day balance for at least 60 days within the first 90 days and complete 10 qualifying electronic transactions within 90 days.

Promo / Referral Code Required

SBOFFER500

Fine Print

Credit PullSoft Pull

ChexSystemsPulls Chex — Unknown

Early Warning ServicesPulls EWS — Unknown

Household LimitNone listed; only one account per business eligible for the bonus

New Customers OnlyYes — no account in last 6 months

Fees & Terms

Monthly Fee$15.00

Fee Waiver$15 monthly service fee can be waived with $2,000 minimum balance

Details

Open a new Capital One Basic or Enhanced Business Checking account online with promo code SBOFFER500, deposit at least $5,000 from non-Capital One accounts within 30 days, maintain the required balance for at least 60 days within the first 90 days, and complete 10 qualifying electronic transactions within 90 days to earn a $500 bonus.

Availability

Nationwide

Last updated: March 3, 2026