Checking Account

CEFCU

CEFCU Checking Bonus

$275bonus

Spending Req.

$15

Time to Complete

90 days

Requirements

Spend $15

Complete within 90 days

Enroll in eStatements and, within the first full calendar month after account opening, satisfy one of: maintain a minimum individual balance of $5,000 or minimum household balance of $10,000, make 5 or more debit card purchases of at least $15, or receive direct deposits totaling $500 or more. To earn the additional $25, make 5 or more debit card purchases of at least $15 each month for the first three full calendar months following account opening.

Bonus Timeline

Bonus Posts Within42 days after meeting requirements
Direct Deposit Amount$500/mo
Debit Transactions5 per month
Monthly RequirementsEnroll in eStatements and, within the first full calendar month after account opening, satisfy one of: maintain a minimum individual balance of $5,000 or minimum household balance of $10,000, make 5 or more debit card purchases of at least $15, or receive direct deposits totaling $500 or more. To earn the additional $25, make 5 or more debit card purchases of at least $15 each month for the first three full calendar months following account opening.

Fine Print

Credit PullUnknown
ChexSystemsPulls Chex — Unknown
Accepts CC FundingYes
Household Limitlimit of a combined total of $275 for personal checking account-related bonuses per member.
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$0.00
Fee WaiverNo monthly checking account fees.

Details

Open a new, first-time CEFCU checking account with at least $25 between 2026-06-01 and 2026-08-31, reside in California, and enroll in eStatements. Earn $250 by completing one qualifying action in the first full calendar month: maintain a $5,000 individual or $10,000 household balance, make 5 debit purchases of at least $15, or receive at least $500 in direct deposits. Earn an additional $25 by making 5 debit purchases of at least $15 in each of the first three full calendar months.

Availability

CA
IL

Last updated: June 6, 2026