Chase

Chase $400 Checking Account Offer

$400bonus

Time to Complete

90 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Bonus Timeline

Bonus Posts Within15 days after meeting requirements

Direct Deposit Amount$1,000/mo

Fine Print

Credit PullUnknown

ChexSystemsDoes not pull Chex

Accepts CC FundingYes

Household LimitOnly one bonus per account.

New Customers OnlyYes — no account in last 24 months

Fees & Terms

Monthly Fee$15.00

Fee WaiverNo monthly service fee with one of the following each monthly statement period: $500+ in qualifying electronic deposits, or $1,500+ balance at the beginning of each day, or $5,000+ average beginning day balance in this account or in combination with linked qualifying personal deposits or investments, or link this account to a qualifying checking account.

Details

Open a new Chase Total Checking account through the personalized referral offer and make direct deposits totaling $1,000 or more within 90 days of offer enrollment to earn a $400 cash bonus. Bonus is paid within 15 days after completing requirements.

Availability

Nationwide

Qualifying Direct Deposits

ACH pushes from these financial institutions have qualified as a direct deposit at Chase. Counts are community-confirmed data points.

Fidelity · 51

Wise · 22

ABC Giftcards payout · 18

Elements Financial · 15

Robinhood · 14

TD Bank · 13

Santander · 13

PenFed · 13

Last updated: March 19, 2026