Checking Account

Chase

Chase Total Checking $900 bonus

$300bonus

Time to Complete

90 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Bonus Timeline

Bonus Posts Within15 days after meeting requirements

Fine Print

Credit PullSoft Pull

ChexSystemsDoes not pull Chex

Accepts CC FundingYes

CC Funding$50

Household LimitOnly one new checking and one new savings account opening related bonus every two years from the last offer enrollment date and only one bonus per account

New Customers OnlyYes — no account in last 24 months

Fees & Terms

Monthly Fee$15.00

Fee Waiver$500+ in qualifying electronic deposits, or $1,500+ daily balance, or $5,000+ average beginning day balance in this account or linked qualifying personal deposits/investments, or link to a qualifying checking account

Details

Open a new Chase Total Checking account and set up direct deposit within 90 days of offer enrollment to earn a $300 cash bonus. Offer available nationwide online or in branch for new Chase checking customers.

Availability

Nationwide

Qualifying Direct Deposits

ACH pushes from these financial institutions have qualified as a direct deposit at Chase. Counts are community-confirmed data points.

Fidelity · 51

Wise · 22

ABC Giftcards payout · 18

Elements Financial · 15

Robinhood · 14

TD Bank · 13

Santander · 13

PenFed · 13

Last updated: March 2, 2026