Savings Account

Chase

Chase Savings Bonus

$200bonus
~7.68% APY equivalent

$200 bonus / $10,000 deposit × 365 / (90d hold + 5d float)

Required Deposit

$10,000

Time to Complete

90 days

Requirements

Required Deposit: $10,000

Deposit required to qualify for bonus

Maintain one of the monthly fee waiver conditions each statement period to avoid the $5 fee: $300 beginning daily balance in savings, or $25+ in repeating automatic transfers from a personal Chase checking account, or linked Chase College Checking for overdraft protection, or account owner younger than 25, or linked eligible Chase/J.P. Morgan checking account.

Bonus Timeline

Bonus Posts Within15 days after meeting requirements
Keep Account Open90 days minimum
Monthly RequirementsMaintain one of the monthly fee waiver conditions each statement period to avoid the $5 fee: $300 beginning daily balance in savings, or $25+ in repeating automatic transfers from a personal Chase checking account, or linked Chase College Checking for overdraft protection, or account owner younger than 25, or linked eligible Chase/J.P. Morgan checking account.

Fine Print

Credit PullSoft Pull
ChexSystemsDoes not pull Chex
Early Warning ServicesPulls EWS — Unknown
Accepts CC FundingYes
CC Funding$0
Household Limitnone listed
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$5.00
Fee Waiver$5 Monthly Service Fee waived with $300 beginning daily balance, or $25+ in repeating automatic transfers from personal Chase checking, or linked Chase College Checking for overdraft protection, or account owner younger than 25, or linked eligible Chase/J.P. Morgan checking account.

Details

Open a new Chase Savings account online or in branch, deposit qualifying new money within 30 days of offer enrollment, and maintain it for 90 days from enrollment. Earn $100 for depositing $5,000-$9,999.99 or $200 for depositing $10,000 or more. Bonus is determined on day 30 and paid within 15 days after meeting requirements.

Availability

Nationwide

Last updated: July 4, 2026