Checking Account

Citadel Credit Union

Citadel Credit Union Checking – up to $500 bonus

$500bonus

Required Deposit

$5,000

Time to Complete

90 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Required Deposit: $5,000

Deposit required to qualify for bonus

Maintain a daily balance of $5,000 or more in the new checking account during days 61-90 after account opening to earn the additional $200 bonus.

Bonus Timeline

Bonus Posts Within10 days after meeting requirements
Keep Account Open30 days minimum
Direct Deposit Amount$2,000/mo
Monthly RequirementsMaintain a daily balance of $5,000 or more in the new checking account during days 61-90 after account opening to earn the additional $200 bonus.

Fine Print

Credit PullSoft Pull
Accepts CC FundingYes
CC Funding$1,000
Household Limitlimit one offer per member.
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$0.00
Fee WaiverNo monthly service fee.

Details

Open a new Citadel Ultimate Growth Checking account and earn $300 when qualifying direct deposits totaling $2,000 or more post within 90 days of account opening. Earn an additional $200 by maintaining a daily balance of $5,000 or more during days 61-90. Account must be open 90 days and bonus is paid within 10 business days after requirements are met.

Availability

PA
DE
OH
NY
NJ

Qualifying Direct Deposits

ACH pushes from these financial institutions have qualified as a direct deposit at Citadel Credit Union. Counts are community-confirmed data points.

Fidelity · 1
SoFi · 1
Wells Fargo · 1

Last updated: July 2, 2026