Checking Account

Citibank

Citi Regular Checking $325 Bonus

$325bonus

Time to Complete

90 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

$250+ in Enhanced Direct Deposits each month to waive the $15 monthly service fee, unless in a Relationship Tier.

Bonus Timeline

Bonus Posts Within120 days after meeting requirements
Direct Deposit Amount$3,000/mo
Monthly Requirements$250+ in Enhanced Direct Deposits each month to waive the $15 monthly service fee, unless in a Relationship Tier.

Fine Print

Credit PullSoft Pull
ChexSystemsPulls Chex — Unknown
Accepts CC FundingYes
Household LimitNone listed
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$15.00
Fee WaiverWaived for customers in Relationship Tiers or each month the account has $250+ in Enhanced Direct Deposits.

Details

Earn a $325 cash bonus by opening a new Citibank Regular Checking account online from the offer page between 2026-04-14 and 2026-10-26, then receiving at least two Enhanced Direct Deposits within 90 days of account opening totaling $3,000 or more. Bonus is credited between the 90th and 120th day after account opening if the account remains open and in good standing.

Availability

Check eligibility

Qualifying Direct Deposits

ACH pushes from these financial institutions have qualified as a direct deposit at Citibank. Counts are community-confirmed data points.

Fidelity · 59
Chase · 37
Zelle · 31
Ally Bank · 28
Capital One · 22
SoFi · 21
Discover · 18
Wells Fargo · 10

Last updated: March 3, 2026