Checking Account

Citibank

Citi Up To $1500 Checking & Savings Bonus – No Direct Deposit Required

$1,500bonus

Required Deposit

$200,000

Time to Complete

90 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Required Deposit: $200,000

Deposit required to qualify for bonus

For the $325 bonus, complete at least 2 Enhanced Direct Deposits totaling $3,000+ within 90 calendar days. For the deposit bonus, deposit New-to-Citibank Funds within 45 calendar days and maintain the required balance for an additional 45 calendar days.

Bonus Timeline

Bonus Posts Within120 days after meeting requirements
Keep Account Open45 days minimum
Direct Deposit Amount$3,000/mo
Monthly RequirementsFor the $325 bonus, complete at least 2 Enhanced Direct Deposits totaling $3,000+ within 90 calendar days. For the deposit bonus, deposit New-to-Citibank Funds within 45 calendar days and maintain the required balance for an additional 45 calendar days.

Fine Print

Credit PullSoft Pull
ChexSystemsPulls Chex — Unknown
Early Warning ServicesPulls EWS — Unknown
Accepts CC FundingYes
CC Funding$1,000 (codes as none)
Household LimitNone listed
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$12.00
Fee Waiver$12, avoidable

Details

Open a new Citi Regular Checking account and choose either a $325 bonus by completing at least 2 Enhanced Direct Deposits totaling $3,000 or more within 90 days, or earn up to $1,500 by depositing New-to-Citibank funds within 45 days and maintaining the qualifying balance for an additional 45 days. The top tier pays $1,500 for a $200,000+ balance.

Availability

Nationwide

Qualifying Direct Deposits

ACH pushes from these financial institutions have qualified as a direct deposit at Citibank. Counts are community-confirmed data points.

Fidelity · 120
Chase · 74
Zelle · 62
Ally Bank · 56
Capital One · 44
SoFi · 42
Discover · 36
Wells Fargo · 20

Last updated: March 3, 2026