Direct Deposit Required
Set up recurring direct deposits to your account
Open your first personal Citizens checking account online via this offer page between 2026-07-01 and 2026-09-30, then receive one single qualifying direct deposit of $1,000 or more within 60 days of account opening to earn a $400 cash bonus. Primary signer cannot currently have or have had a Citizens personal checking or savings account in the previous six months. Account must maintain a balance greater than zero and remain open and active through payout.
Availability
Qualifying Direct Deposits
ACH pushes from these financial institutions have qualified as a direct deposit at Citizens Bank. Counts are community-confirmed data points.
Last updated: July 5, 2026