Checking Account

Citizens Bank

Citizens Bank $400 Checking Bonus

$400bonus

Time to Complete

60 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Account must have a balance greater than zero and remain open and active through payout date.

Bonus Timeline

Bonus Posts Within153 days after meeting requirements
Monthly RequirementsAccount must have a balance greater than zero and remain open and active through payout date.

Fine Print

Credit PullUnknown
ChexSystemsPulls Chex — Unknown
Household Limitcustomer is eligible for a one-time bonus for this promotion.
New Customers OnlyYes — no account in last 6 months

Fees & Terms

Fee WaiverVaries by account selected: One Deposit Checking fee waived with one deposit each statement period; Quest Checking fee waived with $5,000 in total deposits each statement period or $25,000 in combined deposits and investments; Private Client Checking has no monthly fee if $200,000 in combined deposits and investments is maintained; EverValue Checking $5 fee cannot be waived; Student Checking has no fee if under age 25.

Details

Earn a $400 cash bonus when you open your first new personal Citizens checking account between 2026-04-01 and 2026-06-30 through this page and receive one qualifying direct deposit of $1,000 or more within 60 days of account opening. Primary signer cannot have been a signer on any other Citizens personal checking or savings account within the previous six months. Account must remain open, active, and funded through the payout date.

Availability

CT
DE
MA
MI
NH
+9 more

Qualifying Direct Deposits

ACH pushes from these financial institutions have qualified as a direct deposit at Citizens Bank. Counts are community-confirmed data points.

Chase · 84
Ally Bank · 38
Charles Schwab · 22
Fidelity · 20
Venmo · 16
Discover · 16
Capital One · 14
Alliant · 10

Last updated: March 3, 2026