Checking Account

Columbia Bank (NJ)

Columbia Bank $300 Checking Bonus

$300bonus

Time to Complete

60 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

To waive the monthly fee, receive at least $1,000 in direct deposits (ACH credits) or complete 3 online bill payments/external ACH debits per statement cycle.

Bonus Timeline

Bonus Posts Within60 days after meeting requirements
Direct Deposit Amount$2,000/mo
Monthly RequirementsTo waive the monthly fee, receive at least $1,000 in direct deposits (ACH credits) or complete 3 online bill payments/external ACH debits per statement cycle.

Fine Print

Credit PullSoft Pull
Accepts CC FundingYes
CC Funding$1,000
Household Limitone new account bonus per person; joint accounts receive a single bonus only.
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$10.00
Fee WaiverReceive at least $1,000 in direct deposits or complete 3 online bill payments/external ACH debits per statement cycle; waived for primary account owners age 22 or younger.

Details

Open a new Columbia Bank Advantage Plus Checking account and receive a $300 cash bonus after ACH credits totaling at least $2,000 post within 60 days of account opening. Account must remain open to receive the bonus. Monthly fee is $10 and can be waived with $1,000+ in direct deposits or 3 online bill payments/external ACH debits per statement cycle.

Availability

NJ

Qualifying Direct Deposits

ACH pushes from these financial institutions have qualified as a direct deposit at Columbia Bank (NJ). Counts are community-confirmed data points.

Capital One · 6
Chase · 5
TD Bank · 2
Citizens Bank · 2
Vanguard · 1
Venmo · 1
Bank of America · 1
Discover · 1

Last updated: July 14, 2026