Checking Account

Credit Union One

Credit Union One Cash Back Checking $200 Bonus

$200bonus

Time to Complete

90 days

Min. Hold Period

90 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

To waive the $6 monthly fee: maintain a $500 monthly average balance, receive an incoming automatic deposit, perform any combination of 15 qualifying transactions in a month (debit card and bill pay; excludes ATM transactions), or be under 25 or over 64.

Bonus Timeline

Bonus Posts Within95 days after meeting requirements
Keep Account Open90 days minimum
Monthly RequirementsTo waive the $6 monthly fee: maintain a $500 monthly average balance, receive an incoming automatic deposit, perform any combination of 15 qualifying transactions in a month (debit card and bill pay; excludes ATM transactions), or be under 25 or over 64.

Fine Print

Credit PullSoft Pull
Accepts CC FundingYes
CC Funding$600
Household LimitPrimary account holder can receive one $200 reward per account for the life of the offer; subsequent Cash Back Checking accounts are not eligible; joint owners not eligible.
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$6.00
Fee Waiver$500 monthly average balance, incoming automatic deposit, 15 qualifying transactions per month, or age under 25 or over 64
Early Termination Fee$5.00
Minimum Hold Period90 days

Details

Open a new Cash Back Checking account in a Credit Union One branch in Michigan, register for Digital Banking, set up and receive one direct deposit, keep the account open for 90 days, and have an active Mastercard debit card to earn a $200 bonus paid as debit card rewards points.

Availability

MI

Qualifying Direct Deposits

ACH pushes from these financial institutions have qualified as a direct deposit at Credit Union One. Counts are community-confirmed data points.

Ally Bank · 1
Chase · 1
Discover · 1
Paypal ( · 1

Last updated: March 3, 2026