Time to Complete
45 days
Direct Deposit Required
Set up recurring direct deposits to your account
Open and fund both a new checking and savings account within 45 days of each other and no later than June 30, 2026; receive at least $1,000 in combined qualifying direct deposits into the new checking account within 45 days of account opening; activate and use the debit card within 45 days of account opening.
Promo / Referral Code Required
BLOOM
Earn a $400 cash bonus by opening a new Equity Bank checking and savings account, using promo code BLOOM, receiving at least $1,000 in qualifying direct deposits into checking within 45 days, and activating and using the debit card within 45 days. Offer valid April 1, 2026 through June 30, 2026 for new Equity Bank households only.