Savings Account

E*TRADE

E*TRADE Premium Savings $400 Bonus + 4.00% APY Intro Offer

$400bonus

~18.60% APY equivalent

$400 bonus / $20,000 deposit × 365 / (45d hold + 5d float) + 4.00% APY

Required Deposit

$20,000

Time to Complete

75 days

Requirements

Required Deposit: $20,000

Deposit required to qualify for bonus

Bonus Timeline

Bonus Posts Within30 days after meeting requirements

Keep Account Open45 days minimum

Promo / Referral Code Required

saving26

Fine Print

Credit PullUnknown

ChexSystemsPulls Chex — Unknown

Household Limitnone

New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$0.00

Details

Open a new E*TRADE Premium Savings Account by 2026-09-30 using promo code SAVING26, deposit at least $20,000 in qualifying new money within 30 days, and maintain the required average daily balance for 45 additional days to earn a $400 cash bonus. The account also offers a 4.00% intro APY for 6 months on balances up to $10,000,000. No monthly fee and no minimum opening deposit.

Availability

Nationwide

Last updated: June 5, 2026