Savings Account

E*TRADE

E*TRADE Premium Savings up to $400 and 4% interest Bonus

$400bonus

~18.60% APY equivalent

$400 bonus / $20,000 deposit × 365 / (45d hold + 5d float) + 4.00% APY

Required Deposit

$20,000

Time to Complete

75 days

Requirements

Required Deposit: $20,000

Deposit required to qualify for bonus

Bonus Timeline

Keep Account Open45 days minimum

Promo / Referral Code Required

saving26

Fine Print

Credit PullUnknown

ChexSystemsPulls Chex — Unknown

Household LimitNone; each customer is limited to a lifetime maximum of two new PSA offers

New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$0.00

Details

Open a new E*TRADE Premium Savings Account by 9/30/2026 using promo code SAVING26, deposit at least $20,000 in qualifying new money within 30 days, and maintain the balance for 45 additional days to earn a $400 cash bonus. The account also earns a 4.00% APY for 6 months, then the base rate applies.

Availability

Nationwide

Last updated: June 22, 2026