Checking Account
Business

Trustco Bank

Trustco Bank $350 Business Checking Bonus

$350bonus
~13.45% APY equivalent

$350 bonus / $10,000 deposit × 365 / (90d hold + 5d float)

Required Deposit

$10,000

Time to Complete

90 days

Requirements

Required Deposit: $10,000

Deposit required to qualify for bonus

Maintain a balance of $10,000 within the first 3 months.

Bonus Timeline

Bonus Posts Within30 days after meeting requirements
Keep Account Open90 days minimum
Debit Transactions15 per month
Monthly RequirementsMaintain a balance of $10,000 within the first 3 months.

Fine Print

Credit PullSoft Pull
ChexSystemsPulls Chex — Unknown
Household LimitNone listed
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$5.00
Fee Waiver$500 monthly average balance or qualifying direct deposit of merchant services
Early Termination Fee$26.00

Details

Open a new Home Town Business Checking account in branch, deposit at least $10,000 not currently on deposit at Trustco Bank, complete 15 debit card purchases within the first 3 months, and maintain a $10,000 balance within the first 3 months to earn a $350 cash bonus.

Availability

FL
MA
NJ
NY
VT

Last updated: May 9, 2026