Time to Complete
90 days
Direct Deposit Required
Set up recurring direct deposits to your account
Receive at least one qualifying direct deposit in each of three consecutive 30-day periods beginning on the day of account opening, totaling at least $3,000 for the $500 bonus or at least $1,500 for the $300 bonus.
Promo / Referral Code Required
EARN500
Open a new eligible FNBO personal checking account by 2026-05-31 with promo code EARN500, receive qualifying ACH direct deposits within 90 days, including at least one direct deposit in each of three consecutive 30-day periods, and keep the account open and in good standing for at least 120 days. Earn $300 with at least $1,500 in total qualifying direct deposits or $500 with at least $3,000.