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The details below are shown for reference.

Checking Account
Business

Hawthorn Bank

Hawthorn Bank Business Checking Up to $1,000 Bonus

$1,000bonus
~2073.86% APY equivalent

$1,000 bonus / $100 deposit × 365 / (30d hold + 5d float)

Required Deposit

$100

Spending Req.

$2,500

Time to Complete

120 days

Min. Hold Period

30 days

Requirements

Required Deposit: $100

Deposit required to qualify for bonus

Spend $2,500

Complete within 120 days

Make 2 or more ACH debit or credit transactions totaling $7,500 within 90 days and maintain a $50,000 average ledger balance during the last full month of the 120-day qualification period for the $1,000 bonus; or make 2 or more ACH debit or credit transactions totaling $2,500 within 90 days and maintain a $10,000 average ledger balance during the last full month of the 120-day qualification period for the $500 bonus.

Bonus Timeline

Bonus Posts Within56 days after meeting requirements
Keep Account Open30 days minimum
Debit Transactions2 per month
Monthly RequirementsMake 2 or more ACH debit or credit transactions totaling $7,500 within 90 days and maintain a $50,000 average ledger balance during the last full month of the 120-day qualification period for the $1,000 bonus; or make 2 or more ACH debit or credit transactions totaling $2,500 within 90 days and maintain a $10,000 average ledger balance during the last full month of the 120-day qualification period for the $500 bonus.

Promo / Referral Code Required

BIZCASH

Fine Print

Credit PullSoft Pull
ChexSystemsPulls Chex — Unknown
Accepts CC FundingYes
CC Funding$2,000
Household LimitNone listed
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$10.00
Fee WaiverSmall Business Checking has no monthly fee.
Early Termination Fee$25.00
Minimum Hold Period30 days

Details

Open a new qualifying Hawthorn Bank business checking account, use promo code BIZCASH, and complete 2+ ACH transactions within 90 days. Earn $1,000 with $7,500 in ACH activity plus a $50,000 average ledger balance during the last full month of the 120-day qualification period, or $500 with $2,500 in ACH activity plus a $10,000 average ledger balance.

Availability

MO
KS

Last updated: March 3, 2026