Checking Account

Holyoke Credit Union

Holyoke Credit Union Simply FREE Checking $300 Bonus

$300bonus
~2959.46% APY equivalent

Spending Req.

$1,000

Time to Complete

365 days

Min. Hold Period

365 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Spend $1,000

Complete within 365 days

Holyoke Credit Union must receive your full direct deposit during each monthly qualification cycle (statement period) for a full year.

Bonus Timeline

Bonus Posts Within60 days after meeting requirements
Keep Account Open365 days minimum
Debit Transactions6 per month
Monthly RequirementsHolyoke Credit Union must receive your full direct deposit during each monthly qualification cycle (statement period) for a full year.

Fine Print

Credit PullUnknown
Household LimitOne $300 bonus per member/household.
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$0.00
Fee WaiverNo monthly maintenance service charge.
Early Termination Fee$300.00
Minimum Hold Period365 days

Details

Open a new Holyoke Credit Union Simply FREE Checking account in branch, receive a $300 bonus after a direct deposit is received within 60 days, maintain full direct deposit each statement cycle for 12 months, complete 6 debit card purchases within the first 60 days or spend $1,000 on a Holyoke Credit Union VISA Platinum Credit Card within 3 months of issuance, and enroll in online banking with eStatements. Existing HCU checking account holders are excluded.

Availability

MA

Direct Deposit Required

A real direct deposit from your employer is required for this bonus.

Last updated: March 24, 2026