Checking Account
Business

KeyBank

KeyBank $500 Business Checking In-Branch Bonus

$500bonus
~38.42% APY equivalent

$500 bonus / $5,000 deposit × 365 / (90d hold + 5d float)

Required Deposit

$5,000

Spending Req.

$5,000

Time to Complete

120 days

Requirements

Required Deposit: $5,000

Deposit required to qualify for bonus

Spend $5,000

Complete within 120 days

Maintain a minimum daily balance of $5,000 or more for the first 90 days after reaching that balance.

Bonus Timeline

Bonus Posts Within60 days after meeting requirements
Keep Account Open90 days minimum
Monthly RequirementsMaintain a minimum daily balance of $5,000 or more for the first 90 days after reaching that balance.

Fine Print

Credit PullSoft Pull
ChexSystemsPulls Chex — Unknown
Accepts CC FundingYes
CC Funding$50
Household LimitLimit one account-opening offer per business entity (SSN/TIN).
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$5.00
Fee WaiverMonthly $5 fee is avoidable per account terms.

Details

Open a new KeyBank Basic Business Checking or KeyBank Business Reward Checking account in branch with a personalized $500 business banking offer letter between 1/20/2026 and 8/21/2026, deposit at least $5,000 within 30 days (including the $25 minimum opening deposit), and maintain a minimum daily balance of $5,000 for 90 consecutive days after reaching that balance to earn a $500 bonus, which is paid within 60 days of meeting all requirements. Offer is limited to one per business entity and is available only in KeyBank branch states.

Availability

AK
CO
CT
ID
IN
+10 more

Last updated: March 3, 2026