Checking Account

First Horizon Bank

First Horizon Bank Up to $700 Checking and Savings Bonus

$700bonus

Required Deposit

$5,000

Time to Complete

90 days

Min. Hold Period

180 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Required Deposit: $5,000

Deposit required to qualify for bonus

Bonus Timeline

Bonus Posts Within15 days after meeting requirements

Keep Account Open90 days minimum

Direct Deposit Amount$2,000/mo

Promo / Referral Code Required

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Fine Print

Credit PullSoft Pull

Accepts CC FundingYes

CC Funding$50

Household LimitNone

New Customers OnlyYes — no account in last 18 months

Fees & Terms

Fee WaiverFirstView Checking has no monthly fee with eStatement enrollment; otherwise $2 monthly paper statement fee. Traditional Savings quarterly service charge refunded when linked to FirstView checking or with $250 minimum daily balance, otherwise $5 quarterly. SmartView Checking $15 monthly fee can be refunded with one direct deposit or bill pay per statement cycle and balance/activity requirements. Money Market Savings $9 monthly fee waived when linked to SmartView Checking or with at least $5,000 combined balance. TotalView Checking $25 monthly fee can be refunded with qualifying balance/activity requirements. TotalView Money Market Savings has no monthly service charge.

Minimum Hold Period180 days

Details

Earn $450 by opening a new First Horizon consumer checking account and receiving qualifying direct deposits totaling at least $2,000 within 90 days. Earn an additional $250 by opening a corresponding savings account the same business day, depositing $5,000 or more in new money within 30 days, and maintaining a daily collected balance of $5,000 for 90 days. Bonuses are paid to the checking account within 15 business days after requirements are met.

Availability

+7 more

Qualifying Direct Deposits

ACH pushes from these financial institutions have qualified as a direct deposit at First Horizon Bank. Counts are community-confirmed data points.

Charles Schwab · 14

Fidelity · 10

Chase · 9

Wells Fargo · 8

Discover · 6

Ally Bank · 6

SoFi · 2

RelayFi · 2

Last updated: April 7, 2026