Checking Account

MIDFLORIDA Credit Union

MIDFLORIDA Credit Union $400 Free Checking Bonus

$400bonus

Time to Complete

75 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Enroll in Online Banking and eStatements; open/accept a debit card; receive at least $4,000 in qualifying direct deposits and complete 40 debit card purchases within 75 days.

Bonus Timeline

Bonus Posts Within90 days after meeting requirements
Keep Account Open90 days minimum
Direct Deposit Amount$4,000/mo
Debit Transactions40 per month
Monthly RequirementsEnroll in Online Banking and eStatements; open/accept a debit card; receive at least $4,000 in qualifying direct deposits and complete 40 debit card purchases within 75 days.

Fine Print

Credit PullSoft Pull
ChexSystemsPulls Chex — Unknown
Accepts CC FundingYes
Household LimitLimit one incentive per Social Security number.
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$0.00
Fee WaiverNo monthly maintenance fee.

Details

Open a new MIDFLORIDA Free Checking account online or in branch with $50, receive at least $4,000 in qualifying direct deposits, enroll in Online Banking and eStatements, and make 40 debit card purchases within 75 days to earn a $400 bonus. Account must remain open and unrestricted for at least 90 days, and the bonus is paid within 90 days of account opening.

Availability

FL

Direct Deposit Required

A real direct deposit from your employer is required for this bonus.

Last updated: March 3, 2026