Time to Complete
90 days
Min. Hold Period
90 days
Direct Deposit Required
Set up recurring direct deposits to your account
Earn a $200 bonus through Guaranty Bank's Perks Banking program when you open a new consumer checking account with the required minimum opening deposit ($25-$50) by 2026-12-31 and, within 90 days, have at least one ACH direct deposit or direct debit post and settle. Account must remain open at least 30 days and have a positive balance at the end of the qualifying period. Bonus is paid within 30 days after requirements are met. Limited to new consumer checking clients in Missouri who have not closed a Guaranty Bank consumer checking account in the past 12 months.