Checking Account
Business

M&T Bank

M&T Bank Business Checking up to $1,500 Bonus

$1,500bonus

Required Deposit

$5,000

Min. Hold Period

180 days

Requirements

Required Deposit: $5,000

Deposit required to qualify for bonus

Maintain an average ledger balance in the third full month after account opening: $5,000-$14,999.99 for $300, $15,000-$29,999.99 for $500, $30,000-$99,999.99 for $750, or $100,000+ for $1,500.

Bonus Timeline

Bonus Posts Within120 days after meeting requirements
Keep Account Open180 days minimum
Monthly RequirementsMaintain an average ledger balance in the third full month after account opening: $5,000-$14,999.99 for $300, $15,000-$29,999.99 for $500, $30,000-$99,999.99 for $750, or $100,000+ for $1,500.

Promo / Referral Code Required

BD

Fine Print

Credit PullSoft Pull
ChexSystemsPulls Chex — Unknown
Accepts CC FundingYes
Household LimitOne business checking bonus per customer; not available if you have had a non-personal M&T checking account within the previous 90 days.
New Customers OnlyYes — no account in last 3 months

Fees & Terms

Monthly Fee$5.00
Fee WaiverBusiness Essential Checking: waived with $1,000 average ledger balance per month or $300 in settled debit card purchases/payments during the analysis period. Other business checking account options shown have different fees and waiver criteria.
Early Termination Fee$50.00
Minimum Hold Period180 days

Details

New M&T business checking customers can earn a cash bonus of $300, $500, $750, or $1,500 depending on the average ledger balance maintained in the third full month after account opening. Open online or in branch by 2026-06-30 and use promo code BD; bonus is credited by the end of the fourth month.

Availability

CT
DE
DC
MD
NJ
+5 more

Last updated: March 3, 2026