Checking Account

Navy Federal Credit Union

Navy Federal Credit Union $200 New Member Bonus

$200bonus

Time to Complete

182 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Complete qualifying direct deposit transactions totaling at least $500 and recurring for at least 3 out of 4 consecutive months.

Bonus Timeline

Bonus Posts Within30 days after meeting requirements

Monthly RequirementsComplete qualifying direct deposit transactions totaling at least $500 and recurring for at least 3 out of 4 consecutive months.

Promo / Referral Code Required

chk26mj

Fine Print

Credit PullUnknown

Accepts CC FundingYes

CC Funding$250

Household Limitnone

New Customers OnlyYes — no account in last 12 months

Fees & Terms

Fee WaiverNo monthly service fees for most checking accounts; Flagship Checking has no monthly service fee with $1,500 average daily balance, otherwise $10.

Details

Join Navy Federal using promo code CHK26MJ, open a new checking account as primary owner by June 30, 2026, and complete qualifying direct deposit activity of at least $500 recurring for 3 out of 4 consecutive months to earn a $200 bonus. Membership eligibility is required.

Availability

Nationwide

Direct Deposit Required

A real direct deposit from your employer is required for this bonus.

Last updated: May 28, 2026