Checking Account

Old Second Bank

Old Second Bank $300 Checking & Savings Bonus (IL only)

$300bonus

Required Deposit

$5,000

Time to Complete

90 days

Min. Hold Period

180 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Required Deposit: $5,000

Deposit required to qualify for bonus

Activate debit card and enroll in eStatements within 90 days; for full bonus also open a Money Builder Savings account with a $1,000 minimum opening deposit and maintain at least $5,000 in the savings account on the 90th calendar day.

Bonus Timeline

Bonus Posts Within100 days after meeting requirements
Keep Account Open90 days minimum
Direct Deposit Amount$500/mo
Monthly RequirementsActivate debit card and enroll in eStatements within 90 days; for full bonus also open a Money Builder Savings account with a $1,000 minimum opening deposit and maintain at least $5,000 in the savings account on the 90th calendar day.

Promo / Referral Code Required

PK2

Fine Print

Credit PullSoft Pull
Household LimitOne
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$3.95
Fee Waiver$3.95 fee if you opt for paper statements; waived with paperless statements enabled.
Early Termination Fee$50.00
Minimum Hold Period180 days

Details

Open a new personal checking account with promo code PK2, activate a debit card, and enroll in eStatements within 90 days to earn $50. Earn another $100 with 2 or more direct deposits totaling at least $500 within 90 days. Earn an additional $150 by opening a Money Builder Savings account with at least $1,000 and having at least $5,000 in the savings account on the 90th day. Offer available to Illinois residents.

Availability

IL

Qualifying Direct Deposits

ACH pushes from these financial institutions have qualified as a direct deposit at Old Second Bank. Counts are community-confirmed data points.

Capital One · 3
Alliant · 1
Venmo · 1

Last updated: March 3, 2026