Checking Account

PNC Bank

PNC $200/$400 Virtual Wallet Checking Bonus

$400bonus

Time to Complete

60 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Open a new eligible Virtual Wallet checking account and receive qualifying direct deposits totaling $2,000 for the $200 bonus or $5,000 for the $400 bonus within 60 days of account opening.

Bonus Timeline

Bonus Posts Within60 days after meeting requirements
Direct Deposit Amount$2,000/mo
Monthly RequirementsOpen a new eligible Virtual Wallet checking account and receive qualifying direct deposits totaling $2,000 for the $200 bonus or $5,000 for the $400 bonus within 60 days of account opening.

Fine Print

Credit PullSoft Pull
ChexSystemsPulls Chex — Unknown
Accepts CC FundingYes
Household LimitNone
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$25.00
Fee Waiver$15-$25 monthly service charge, avoidable with qualifying activity depending on account type.
Early Termination Fee$25.00

Details

Open a new PNC Virtual Wallet Performance Spend or Performance Select checking account and earn $200 with $2,000 in qualifying direct deposits or $400 with $5,000 in qualifying direct deposits within 60 days of account opening. Monthly fees of $15–$25 are avoidable. $25 early account termination fee if closed within six months.

Availability

Nationwide

Qualifying Direct Deposits

ACH pushes from these financial institutions have qualified as a direct deposit at PNC Bank. Counts are community-confirmed data points.

Chase · 176
Capital One · 62
Charles Schwab · 60
Paypal ( · 49
Wells Fargo · 28
Alliant · 20
Ally Bank · 12
Fidelity · 10

Last updated: March 3, 2026