Checking Account

Santander

Santander $400 Checking Bonus

$400bonus
~30.74% APY equivalent

$400 bonus / $5,000 deposit × 365 / (90d hold + 5d float)

Required Deposit

$5,000

Time to Complete

90 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Required Deposit: $5,000

Deposit required to qualify for bonus

Maintain an average daily balance of $5,000 or more and have 1 or more direct deposits post to the account within the first 90 days.

Bonus Timeline

Bonus Posts Within30 days after meeting requirements
Keep Account Open90 days minimum
Monthly RequirementsMaintain an average daily balance of $5,000 or more and have 1 or more direct deposits post to the account within the first 90 days.

Fine Print

Credit PullSoft Pull
ChexSystemsPulls Chex — Unknown
Early Warning ServicesPulls EWS — Unknown
Accepts CC FundingYes
Household Limitnone listed
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$10.00
Fee Waiver$10 monthly fee waived with one transaction posted during the calendar month; additionally waived if any owner is under 26. Santander Select monthly fee waived with $25,000 in combined balances.

Details

Open a new Santander checking account in branch by 2026-12-18 with a promotion code, maintain an average daily balance of at least $5,000, and have at least 1 qualifying direct deposit within the first 90 days to earn a $400 bonus. Available to new checking customers in eligible Santander states and select Florida areas.

Availability

NH
MA
RI
CT
DE

Direct Deposit Required

A real direct deposit from your employer is required for this bonus.

Last updated: July 10, 2026