Checking Account

Santander

Santander $400 Checking Bonus

$400bonus

Time to Complete

90 days

Min. Hold Period

90 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Bonus Timeline

Bonus Posts Within30 days after meeting requirements
Keep Account Open90 days minimum
Direct Deposit Amount$5,000/mo

Fine Print

Credit PullSoft Pull
ChexSystemsPulls Chex — Unknown
Accepts CC FundingYes
Household LimitNone listed; if multiple accounts are opened with the same signer or maintained with the same ownership, only one account is eligible
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$10.00
Fee WaiverSimply Right Checking: waived with one transaction posted during the calendar month or if any owner is under 26; Santander Select Checking: $25 monthly fee waived with $25,000 minimum combined balance in eligible deposits and investments
Early Termination Fee$25.00
Minimum Hold Period90 days

Details

Open a new Santander Select Checking or Simply Right Checking account in branch by 2026-09-30 with a $25 minimum opening deposit, use a promotion code, and receive at least $5,000 in qualifying direct deposits within the first 90 days to earn a $400 cash bonus. Bonus is paid within 30 days after requirements are met and the account has been open for 90 days.

Availability

NH
MA
RI
CT
DE
+4 more

Direct Deposit Required

A real direct deposit from your employer is required for this bonus.

Last updated: March 3, 2026