Simmons Bank

Simmons Bank Checking – Up to $450 Bonus

$450bonus

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

For up to 3 of the first 4 statement cycles, have active digital banking and receive qualifying direct deposits totaling at least $1,000 per statement cycle to earn $150 per qualifying cycle (up to $450 total).

Bonus Timeline

Direct Deposit Amount$1,000/mo

Monthly RequirementsFor up to 3 of the first 4 statement cycles, have active digital banking and receive qualifying direct deposits totaling at least $1,000 per statement cycle to earn $150 per qualifying cycle (up to $450 total).

Fine Print

Credit PullUnknown

ChexSystemsPulls Chex — Unknown

Household LimitNone

New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$0.00

Fee WaiverClassic Checking $6 monthly service charge waived with a $500 daily balance or $1,000 average monthly balance; Simply Checking and Coin Checking have no monthly service charge.

Details

Open a new Simmons Bank Coin Checking, Classic Checking, or Simply Checking account using promo code SB3 between January 26 and March 30, 2026. Enroll in and actively use digital banking and receive qualifying direct deposits totaling at least $1,000 per statement cycle. Earn $150 for each of up to three qualifying statement cycles within the first four cycles after account opening, for a maximum total bonus of $450.

Availability

+1 more

Qualifying Direct Deposits

ACH pushes from these financial institutions have qualified as a direct deposit at Simmons Bank. Counts are community-confirmed data points.

Ally Bank · 2

Chase · 1

Fidelity · 1

Bank Novo Business Checking · 1

Last updated: March 3, 2026