Checking Account

Truist

Truist $500 Checking Bonus

$500bonus

Time to Complete

120 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Receive at least 2 qualifying direct deposits totaling $2,000 or more and complete at least 20 qualifying debit card purchases within 120 days of account opening.

Bonus Timeline

Bonus Posts Within10 days after meeting requirements
Direct Deposit Amount$2,000/mo
Debit Transactions20 per month
Monthly RequirementsReceive at least 2 qualifying direct deposits totaling $2,000 or more and complete at least 20 qualifying debit card purchases within 120 days of account opening.

Promo / Referral Code Required

LP002E749B0301P

Fine Print

Credit PullSoft Pull
ChexSystemsPulls Chex — Unknown
Accepts CC FundingYes
CC Funding$250
Household LimitNone
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$12.00
Fee WaiverAvoidable; Truist One Checking has ways to avoid the monthly maintenance fee.

Details

Open a new Truist One Checking account online from from 7/14/26 through 2/2/27 using promo code LP002E749B0301P. To earn the $400 bonus, receive at least 2 qualifying direct deposits totaling $2,000 or more and complete at least 20 qualifying debit card purchases within 120 days of account opening. Bonus is deposited within 10 days after requirements are met and verified.

Availability

AL
AR
GA
FL
IN

Qualifying Direct Deposits

ACH pushes from these financial institutions have qualified as a direct deposit at Truist. Counts are community-confirmed data points.

Chase · 40
Fidelity · 31
Charles Schwab · 29
Capital One · 13
Wells Fargo · 13
SoFi · 3
Ally Bank · 3
Discover · 3

Last updated: July 16, 2026