Checking Account

Truist

Truist $400 Checking Bonus

$400bonus

Time to Complete

120 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Receive at least 2 qualifying direct deposits totaling $2,000 or more and complete at least 20 qualifying debit card purchases within 120 days of account opening.

Bonus Timeline

Bonus Posts Within28 days after meeting requirements
Direct Deposit Amount$2,000/mo
Debit Transactions20 per month
Monthly RequirementsReceive at least 2 qualifying direct deposits totaling $2,000 or more and complete at least 20 qualifying debit card purchases within 120 days of account opening.

Promo / Referral Code Required

DC400TR1Q226

Fine Print

Credit PullSoft Pull
ChexSystemsPulls Chex — Unknown
Accepts CC FundingYes
CC Funding$500
Household LimitNone
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$12.00
Fee WaiverAvoidable; Truist One Checking has ways to avoid the monthly maintenance fee.

Details

Open a new Truist One Checking account online from March 26, 2026 through July 9, 2026 using promo code DC400TR1Q226. To earn the $400 bonus, receive at least 2 qualifying direct deposits totaling $2,000 or more and complete at least 20 qualifying debit card purchases within 120 days of account opening. Bonus is deposited within 4 weeks after requirements are met and verified.

Availability

AL
AR
GA
FL
IN
+13 more

Qualifying Direct Deposits

ACH pushes from these financial institutions have qualified as a direct deposit at Truist. Counts are community-confirmed data points.

Chase · 40
Fidelity · 31
Charles Schwab · 29
Capital One · 13
Wells Fargo · 13
Discover · 3
SoFi · 3
Ally Bank · 3

Last updated: March 28, 2026