Checking Account

America’s Credit Union

America’s Credit Union $200 Momentum+ Rewards Checking Bonus

$200bonus

Time to Complete

90 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Open both Momentum+ Rewards Checking and Momentum+ Rewards Savings, set up monthly direct deposit, and hit your deposit tier for 3 months.

Bonus Timeline

Bonus Posts Within120 days after meeting requirements
Monthly RequirementsOpen both Momentum+ Rewards Checking and Momentum+ Rewards Savings, set up monthly direct deposit, and hit your deposit tier for 3 months.

Fine Print

Credit PullUnknown
Household LimitLimit one bonus per membership.
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$9.99
Fee WaiverA $9.99 monthly maintenance fee is automatically waived when your direct deposits total exceeds $600.00.

Details

Earn up to $200 when you open new Momentum+ Rewards Checking and Momentum+ Rewards Savings accounts, set up monthly qualifying direct deposit, and meet the deposit tier for 3 months. Bonus is paid automatically, and both accounts must remain open and in good standing when the bonus is paid.

Availability

TX

Direct Deposit Required

A real direct deposit from your employer is required for this bonus.

Last updated: April 12, 2026