Checking Account

Unify Financial Credit Union

Unify Financial Credit Union Checking $150 Bonus

$150bonus

Time to Complete

60 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Open a qualifying UNIFY checking account with a debit card; receive $50 after the first statement cycle. Earn $50 more by establishing a recurring ACH direct deposit of at least $500 aggregate within 60 days. Earn $1 per debit card purchase over $5 within the first 60 days, up to $50.

Bonus Timeline

Direct Deposit Amount$500/mo
Debit Transactions50 per month
Monthly RequirementsOpen a qualifying UNIFY checking account with a debit card; receive $50 after the first statement cycle. Earn $50 more by establishing a recurring ACH direct deposit of at least $500 aggregate within 60 days. Earn $1 per debit card purchase over $5 within the first 60 days, up to $50.

Promo / Referral Code Required

Promo3055 150

Fine Print

Credit PullSoft Pull
ChexSystemsPulls Chex — Unknown
Accepts CC FundingYes
CC Funding$100
Household LimitAll bonuses are limited to one per member and account. Members with multiple accounts or accounts with multiple owners will not receive multiple bonuses.
New Customers OnlyYes — no account in last 36 months

Fees & Terms

Monthly Fee$0.00
Fee WaiverFREE Checking and HY Checking have no monthly maintenance fee. eChecking has a $20 monthly fee waived by logging into eBanking at least once during the month, receiving eStatements, and making at least 8 debit card purchases.

Details

Open a new qualifying UNIFY checking account with debit card and get up to $150: $50 after the first statement cycle, $50 for a recurring ACH direct deposit of at least $500 within 60 days, and up to $50 from 50 debit card purchases over $5 within 60 days. Must be a new member who has not had a UNIFY FREE Checking or eChecking account in the last 3 years and reside in Benton or Washington County, AR.

Availability

Check eligibility

Qualifying Direct Deposits

ACH pushes from these financial institutions have qualified as a direct deposit at Unify Financial Credit Union. Counts are community-confirmed data points.

Fidelity · 11
Charles Schwab · 6
Capital One · 4
Chase · 4
Alliant · 3
Discover · 2
American Express Serve · 2
HSBC · 1

Last updated: March 3, 2026