Checking Account

Unity Bank

Unity Bank Everyday & Rewards Checking $300–$400 Bonus

$400bonus

Time to Complete

180 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Everyday Checking: at least four direct deposits of at least $1,500 within 180 days. Rewards Checking: at least four direct deposits of at least $2,500 within 180 days.

Bonus Timeline

Bonus Posts Within14 days after meeting requirements

Keep Account Open180 days minimum

Monthly RequirementsEveryday Checking: at least four direct deposits of at least $1,500 within 180 days. Rewards Checking: at least four direct deposits of at least $2,500 within 180 days.

Promo / Referral Code Required

1144 or 1145

Fine Print

Credit PullSoft Pull

ChexSystemsPulls Chex — Unknown

Household LimitUnity Bank reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.

New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$3.00

Fee WaiverEveryday Checking: $3 monthly fee can be waived with direct deposit of $1,000 or more in a statement cycle, 12 POS debit card transactions, or an online banking automatic transfer of $50 or more to a Unity Bank savings account; students age 24 or younger, seniors 65+, and first responders have no monthly fee. Rewards Checking: $20 monthly fee can be waived with 12 POS debit card transactions plus one additional qualifier: direct deposit of $1,000 or more in a statement cycle, online banking automatic transfer of any amount to a Unity Bank savings account, or combined daily balance of $25,000 or more in Unity Bank savings/MMDA/CD.

Details

Open a new Unity Bank consumer checking account if you do not currently have a checking relationship. Earn $300 with Everyday Checking using promo code 1144 by keeping the account open and in good standing for 180 days and receiving 4 direct deposits of at least $1,500 each within 180 days. Earn $400 with Rewards Checking using promo code 1145 by keeping the account open and in good standing for 180 days and receiving 4 direct deposits of at least $2,500 each within 180 days. Bonus is paid within 14 days after meeting the 180-day activity requirements.

Availability

Direct Deposit Required

A real direct deposit from your employer is required for this bonus.

Last updated: March 3, 2026