Checking Account
Business

U.S. Bank

U.S. Bank Business Checking Bonus

$1,200bonus

Required Deposit

$25,000

Time to Complete

60 days

Requirements

Required Deposit: $25,000

Deposit required to qualify for bonus

Deposit at least $25,000 in new money within 30 days, maintain at least a $25,000 daily balance through day 60, and complete 6 qualifying transactions within 60 days for the $1,200 Platinum bonus. Lower tier: $400 with Business Essentials by depositing and maintaining $5,000 and completing 6 qualifying transactions within 60 days.

Bonus Timeline

Bonus Posts Within61 days after meeting requirements
Keep Account Open60 days minimum
Debit Transactions6 per month
Monthly RequirementsDeposit at least $25,000 in new money within 30 days, maintain at least a $25,000 daily balance through day 60, and complete 6 qualifying transactions within 60 days for the $1,200 Platinum bonus. Lower tier: $400 with Business Essentials by depositing and maintaining $5,000 and completing 6 qualifying transactions within 60 days.

Promo / Referral Code Required

Q2AFL26

Fine Print

Credit PullUnknown
ChexSystemsPulls Chex — Unknown
Early Warning ServicesPulls EWS — Unknown
Accepts CC FundingYes
CC Funding$3,000
Household LimitLimit of one bonus per business.
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$30.00
Fee WaiverWaive the $30 Platinum Business Checking monthly maintenance fee with U.S. Bank Payment Solutions, a $25,000 average collected checking balance, or $75,000 combined average collected business deposits and outstanding business credit balances. Business Essentials has a $0 monthly maintenance fee.

Details

Earn up to $1,200 when you open a new U.S. Bank Platinum Business Checking Package or $400 with Business Essentials, use promo code Q2AFL26, deposit new money within 30 days, maintain the required daily balance through day 60, and complete 6 qualifying transactions within 60 days. Bonus is paid within 30 days after the month-end in which requirements are met.

Availability

Nationwide

Last updated: April 3, 2026