Direct Deposit Required
Set up recurring direct deposits to your account
Open your first USAA Classic Checking account with a $25 minimum opening deposit and receive one qualifying direct deposit of $500 or more within 90 calendar days to earn a $300 bonus. Bonus is paid within 60 days after the qualifying direct deposit. Offer is available nationwide to eligible USAA members and only for customers who have not owned a USAA Bank checking account in the prior 12 months.
Availability
Qualifying Direct Deposits
ACH pushes from these financial institutions have qualified as a direct deposit at USAA. Counts are community-confirmed data points.
Last updated: March 18, 2026