Checking Account

Varo Money

Varo Money $100 Referral Checking Bonus

$150bonus

Time to Complete

45 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Bonus Timeline

Direct Deposit Amount$500/mo

Fine Print

Credit PullSoft Pull
ChexSystemsDoes not pull Chex
Household LimitNone
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$0.00

Details

Targeted referral offer for a Varo Bank Account: get $150 when you register through a friend's unique referral link/email and receive $500 or more in qualifying direct deposits within 45 days of account opening. No monthly account fees.

Availability

Nationwide

Qualifying Direct Deposits

ACH pushes from these financial institutions have qualified as a direct deposit at Varo Money. Counts are community-confirmed data points.

Chase · 13
Discover · 9
M&T Bank · 6
Alliant · 5
Ally Bank · 4
Wealthfront · 4
Wise · 3
USAA · 3

Last updated: March 3, 2026