Checking Account

Wells Fargo

Wells Fargo $400 Everyday Checking Bonus

$400bonus

Time to Complete

90 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Bonus Timeline

Bonus Posts Within30 days after meeting requirements
Direct Deposit Amount$1,000/mo

Fine Print

Credit PullSoft Pull
ChexSystemsPulls Chex — Unknown
Early Warning ServicesPulls EWS — Unknown
Accepts CC FundingYes
Household LimitNone
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$15.00
Fee Waiver$1,500 minimum daily balance; or $5,000+ in qualifying deposit/investment balances; or $500+ in total qualifying electronic deposits; or primary owner age 17-24; or qualifying monthly non-civilian military direct deposit

Details

Open a new Wells Fargo Everyday Checking account by August 18, 2026 and receive $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening to earn a $400 cash bonus. Bonus is paid within 30 days after meeting requirements, and the account must remain open until the bonus is deposited.

Availability

Nationwide

Qualifying Direct Deposits

ACH pushes from these financial institutions have qualified as a direct deposit at Wells Fargo. Counts are community-confirmed data points.

Fidelity · 78
Ally · 57
Chase · 48
Discover · 25
PayPal · 19
Capital One · 18
SoFi · 16
USAA · 13

Last updated: July 10, 2026