Checking Account

WinTrust Community Bank

WinTrust Community Bank Total Access Checking up to $500 bonus

$500bonus

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Enroll in online banking and e-statements, and receive qualifying direct deposits of at least $500 per month for 2 consecutive calendar months after the calendar month the account is opened to earn $300, or at least $2,000 per month for 2 consecutive calendar months to earn $500.

Bonus Timeline

Bonus Posts Within30 days after meeting requirements
Monthly RequirementsEnroll in online banking and e-statements, and receive qualifying direct deposits of at least $500 per month for 2 consecutive calendar months after the calendar month the account is opened to earn $300, or at least $2,000 per month for 2 consecutive calendar months to earn $500.

Promo / Referral Code Required

Builder

Fine Print

Credit PullSoft Pull
ChexSystemsPulls Chex — Unknown
Household LimitLimit 1 checking account bonus payment per customer.
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$0.00
Fee WaiverNo minimum monthly balance or monthly maintenance fees.

Details

Open a new Total Access Checking account, enroll in online banking and e-statements, and receive qualifying direct deposits for 2 consecutive calendar months after the month of account opening. Earn $300 with at least $500 per month in direct deposits or $500 with at least $2,000 per month. Bonus posts within 30 calendar days after the qualification period.

Availability

IL
FL
IN
WI
MI

Direct Deposit Required

A real direct deposit from your employer is required for this bonus.

Last updated: April 3, 2026