Checking Account

WinTrust Community Bank

WinTrust Community Bank Total Access Checking up to $500 bonus

$500bonus

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Enroll in online banking and e-statements, and receive qualifying direct deposits of at least $500 per month for 2 consecutive calendar months after the calendar month the account is opened to earn $300, or at least $2,000 per month for 2 consecutive calendar months to earn $500.

Bonus Timeline

Bonus Posts Within30 days after meeting requirements
Monthly RequirementsEnroll in online banking and e-statements, and receive qualifying direct deposits of at least $500 per month for 2 consecutive calendar months after the calendar month the account is opened to earn $300, or at least $2,000 per month for 2 consecutive calendar months to earn $500.

Promo / Referral Code Required

Builder

Fine Print

Credit PullSoft Pull
ChexSystemsPulls Chex — Unknown
Household LimitLimit 1 checking account bonus payment per customer.
New Customers OnlyYes — no account in last 12 months

Fees & Terms

Monthly Fee$0.00
Fee WaiverNo minimum monthly balance or monthly maintenance fees.

Details

Open a new Total Access Checking account, enroll in online banking and e-statements, and receive qualifying direct deposits for 2 consecutive calendar months after the month of account opening. Earn $300 with at least $500 per month in direct deposits or $500 with at least $2,000 per month. Bonus posts within 30 calendar days after the qualification period.

Availability

IL
FL
IN
WI
MI

Qualifying Direct Deposits

ACH pushes from these financial institutions have qualified as a direct deposit at WinTrust Community Bank. Counts are community-confirmed data points.

Charles Schwab · 10
Fidelity · 4
Capital One · 4
Wise · 2
Alliant · 2
Bank of America · 2
Chase · 2
T-Mobile Money · 2

Last updated: March 3, 2026